9th Feb 2026

Can I Still Get Finance with Poor Credit? – What You Need to Know

Life happens — and sometimes, that affects your credit score. Whether it’s due to missed payments, a CCJ, or simply not having much credit history, many drivers assume they can’t get car finance. At Auto Choice Car Supermarket, that’s not always the case.

We Consider All Credit Backgrounds
We work with a trusted panel of lenders who look at more than just your score. They consider your current circumstances, affordability, and overall application. This means that even if you’ve been refused elsewhere, you may still be approved with us.

How It Works
Applying for finance at Auto Choice is fast, secure, and doesn’t impact your credit score:

  • Use our Free Finance Checker to see if you’re eligible in under 2 minutes

  • No obligation and no pressure — just a clear view of your options

  • We’ll guide you through the process and match you with suitable lenders

Why Choose Auto Choice for Bad Credit Car Finance?

  • Soft search tools with zero impact on your score

  • Clear monthly payment breakdowns

  • Flexible plans to suit different budgets

  • A friendly, understanding team with years of finance experience

We’ve helped many customers across Blackburn and beyond drive away in a car they love — regardless of their credit history.